Data Interrogation
Decisioning
Enhance your ability to confidently verify and authenticate both individual and business identities with advanced decisioning tools. By analyzing data input patterns, you can quickly flag anomalies or inconsistencies that may indicate fraudulent activity. This solution enables you to proactively monitor for suspicious behavior throughout the application process—whether it’s unusual volume, repeated PII usage, or patterns that suggest bot activity. Strengthen your fraud prevention efforts while streamlining legitimate applications with fast, intelligent, and customizable decision workflows.
Executive Summary Reports
Improve confidence in verifying and authenticating individuals and business identities, combat or mitigate fraud by identifying unusual data input patterns, and proactively monitor suspicious application activity.
A monthly report created from your consumer application data and can be customized to meet your specific needs and requirements.
What are the benefits?
- Concise overview of application risk distributions
- High level view of distribution in targeted tiers
- Delivered monthly for executive team review
Make it your own
- Specific score ranges
- Multiple model options
- Include high ranking attributes or decision reasons
Intelligent Portfolio
Receive monthly or quarterly reports to provide actionable insights on consumers with positive or negative changes in your portfolio.
Consumer A (Josh)
- Ramping up balances across multiple credit cards
- Utilization is up to 80% across his available credit
- His credit score is steadily declining the past 6 months
- His credit score has now dropped below 600
Consumer B (Annie)
- Makes excess payments on her auto and mortgage loans
- Pays off her credit cards every month
- Spends $1500 on average on credit cards
- Her credit score has increased by 20 points
Application Activity Filter
Originally designed to address excessive application activity in the deregulated utility space, this solution can be implemented across multiple industries. The Application Activity Filter adds a layer of technology which provides a stop gap prior to engaging third party data sources. It also helps identify excessive bot activity within application traffic and compares application characteristics for anomalies or re-used PII.
